To Harley Or Not To Harley, That Is The Question?

[ᛗᛜᛜᚺDᛜᎶ Ꮤᛨᚳᚴ]

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[la szum]

Having a bit of a back and forth with the Insurance Company/Adjuster about the
value of the bike. They want me to accept their 1st offer. It's too low. So I shared
with them today my thoughts and they noted them and will get back with me.

We'll see what happens.

First insurance claim filed in my life of any kind---so not like I have a history of
milking/gaming the system.

 

[TSJMajesty]

Having a bit of a back and forth with the Insurance Company/Adjuster about the
value of the bike. They want me to accept their 1st offer. It's too low. So I shared
with them today my thoughts and they noted them and will get back with me.

We'll see what happens.

First insurance claim filed in my life of any kind---so not like I have a history of
milking/gaming the system.

Don't envy you there brother. Did they give you any evidence as to how they reached their number?

 

[la szum]

NADA/JD Power Average Used Value.

Means those with a craptastic bike that is less than average get a bonus. Those with
a Mint condition bike or even in excellent condition get hosed.

It's not a huge dollar amount. Still, the fact that I took a safety course on my own dime,
and was skilled enough to not lay it down and end up saddling them with massive medical
expenses has to be worth something. So I'll stand firm and contest it until I can't.

 

[duzie]

 

[la szum]

Just talked to the adjuster. No Beuno.

The settlement is what the settlement is.




Lucky enough to be alive to be pissed about it.

 

[likitlikeyoulikeit]

does this cheer you up?

 

[la szum]

Said my Good-byes this morning. Letting go is real love.

I think.

 

[TSJMajesty]

Said my Good-byes this morning. Letting go is real love.

I think.

View attachment 30705

Sure doesn't look like a total loss from that angle. Damn...

 

[la szum]

Tow-truck driver was right out of Central Casting. I think it must be required by law.

Yeah, lots of killer parts on it still. But frame was bent. Forks pushed in. Triple tree fucked.
Handlebars are at your knees. Not safe. Front end took all the force and kept it off me.

I may have kissed the tank. Such a sentimental fuck.

Closest Progressive office is 150 miles away, and that's where I get my check. So Monday
is gonna be a day spent driving to get that settled.

 

[LeftyLoungeLizard]

Having a bit of a back and forth with the Insurance Company/Adjuster about the
value of the bike. They want me to accept their 1st offer. It's too low. So I shared
with them today my thoughts and they noted them and will get back with me.

We'll see what happens.

First insurance claim filed in my life of any kind---so not like I have a history of
milking/gaming the system.

Just talked to the adjuster. No Beuno.

The settlement is what the settlement is.




Lucky enough to be alive to be pissed about it.

This is the time to lawyer up.

Insurance companies will lowball every fucking time, because they know the Average Schmoe will just take it up the ass without actually doing anything about it.

Unless you can flex some legal muscle.

One suggestion: https://www.legalshield.com/

Sometimes, even a simple SLL (Scary Lawyer Letter) will do the trick.

That being said, of course - no guarantees.

 

[LeftyLoungeLizard]

Oh yeah, and the burning question for the ages:

Who the fuck is J.D. Power and what gives him any authority on fucking anything?

 

[la szum]

Supposed to go downstate tomorrow afternoon and get a check for "Dusty," aka Harley.

Dusty was a "she."

Not an "he."

 

[ᛗᛜᛜᚺDᛜᎶ Ꮤᛨᚳᚴ]

Well, as you know, you are lucky to have escaped with little to no injury! As for the insurance companies, they can take a spiked glove up the sphincter as far as I am concerned!! Best wishes on the search for a new mate (and maybe some deer whistles to mount on the front fender) ;~))

 

[la szum]

Thanks, MW! I'll probably do something dumb like search for an Hammond B3 and a Leslie.

 

[ᛗᛜᛜᚺDᛜᎶ Ꮤᛨᚳᚴ]

Thanks, MW! I'll probably do something dumb like search for an Hammond B3 and a Leslie.

I've heard dumber ideas ;~))

 

[la szum]

This thread elicits sadness in me now. I don't know if I will ever actually replace Dusty
with another HD ride. I was looking at another bike and contacted the gentleman
via PM and he told me he just bought it, but tore something in his hip when moving it
into his garage and now has to have surgery and is selling. He didn't even get to
ride it.

Then I was helping a couple broke down in their Jeep in the Grocery Store parking lot
a couple of weeks ago. Thought he just needed a jump so busted out the cables and
nothing. So I gave them a ride home (15 miles away!) and we started talking. They
hit a deer the year prior in Sturgis, ND and the wife broke her ankle, the bike was
totaled, and he ended up with really bad road rash, and what else, a busted hip that
required a total hip replacement. He was still gimping more than a year after.

It's like all signs point to, "Count your blessings, Dude, and move the fuck on!"

Maybe I'll buy a boat and just go fishing.

 

[ᛗᛜᛜᚺDᛜᎶ Ꮤᛨᚳᚴ]

This thread elicits sadness in me now. I don't know if I will ever actually replace Dusty
with another HD ride. I was looking at another bike and contacted the gentleman
via PM and he told me he just bought it, but tore something in his hip when moving it
into his garage and now has to have surgery and is selling. He didn't even get to
ride it.

Then I was helping a couple broke down in their Jeep in the Grocery Store parking lot
a couple of weeks ago. Thought he just needed a jump so busted out the cables and
nothing. So I gave them a ride home (15 miles away!) and we started talking. They
hit a deer the year prior in Sturgis, ND and the wife broke her ankle, the bike was
totaled, and he ended up with really bad road rash, and what else, a busted hip that
required a total hip replacement. He was still gimping more than a year after.

It's like all signs point to, "Count your blessings, Dude, and move the fuck on!"

Maybe I'll buy a boat and just go fishing.

How we read the tea leaves of our circumstances is going to vary from one to another! You gotta do what your gut tells you is best, and if your gut is telling you to not two wheel, I would listen ;~)) My first bike (Yamaha 650 Special) cost me probably 6 of my 9 lives, and so I sold it! When I bought my first HD ~20 years later, I did not forget all the stupid shit I did on that Yamaha, yet repeated some of the stupidity and am probably lucky to be alive. But I still went back for more. Life itself is a gamble and how much you want to bet on any given scenario is all your choice! Whatever you choose, I hope it makes you happy and keeps you with us for long time ;~))