I can’t comment on the z file, but I’ve used the offset diamond crowning file for years with good success. I’ve never had a problem with going too far on them which is what the z file tries to prevent. I hit the fret with a blue sharpie and then crown until I have a tiny sliver of the sharpie left in the very center of the fret which gets removed with polishing.
I’ve tried the triangle file, and I prefer the crowning file. As someone occasionally working on my own guitars or friends’, I can’t put enough time into it to get good at the triangle file method. If you want to do it professionally (talking about for your primary income, not the level of quality), then invest the time to learn to do it with a triangle file.
You don’t need multiple sizes for one fret, you use the size appropriate for the fret wire you’re working with. Pick up one of the Erlewine books for the intel on how a lot of this is done, SM has some videos up too for some things.
D